Visitors Medical Insurance
Visitors Health Insurance
Visitors Insurance 1-877-778-4562 | Contact Us   
Share |

Home | Insurance Categories | Insurance Features | Compare Quotes | Insurance FAQs | Insurance Providers | Insurance Services
Home >> FAQ >> Visitor Travel Health Insurance FAQ >> 1 >> 2 >> 3 >> 4 >> 5 >> 6 ®


Visitor Medical Insurance FAQ - 6

Q

What is a deductible?
A If your plan has a $100 deductible, you pay the first $100 of expenses and then the insurance company picks up the rest. The higher the deductible, the lower the premium cost and vice versa.
   
Q

What are the types of deductible?
A Per incident deductible: You pay the deductible every time you get a new medical ailment (be it sickness of accident related) before the insurance company pays anything. Inbound USA and Inbound Immigrant from SRI have deductible per incident.

Per visit deductible: You pay the deductible every time you you visit a health care provider (doctor, hospital, laboratory etc..) before the insurance company pays anything.

Per policy period deductible: You pay the deductible only once during the entire policy period, irrespective of how many times you get sick or injured during the policy period.

Annual deductible: You pay the deductible only once in a year irrespective of how many times you get sick or injured during the entire year.
   
Q

I made a mistake in entering my data while purchasing the insurance, what should I do?
A You can email us and we will have the changes made to your policy and have a corrected policy sent to you.
   
Q

What is co-insurance?
A

After your deductible is met, co-insurance is the percentage of the covered medical expenses that you, the insured person, must pay.

For instance, if your health plan has an 80/20 co-insurance rate, your insurance plan pays for 80% of your eligible medical expenses and you are responsible for the remaining 20%.



Compare Insurance Plans | Browse Insurance Categories



Insurance FAQ Disclaimer:
ServeGlobe and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. ServeGlobe is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ.

Questions?
Insurance questions, comments, suggetions, inquiries about this site, please click here to contact us!