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Foreign Student Emergency Medical Health Insurance FAQ - 6


Foreign Student Emergency Medical Health Insurance

Does Study USA-HealthCare cover pre-existing conditions?
Foreign Student Emergency Medical Health Insurance Sometimes. Pre-existing conditions are defined by the policy as "an injury, illness or condition which was contracted or which first manifested itself, or for which a licensed physician was consulted; or for which treatment or medication was prescribed, within 12 months prior to the effective date of the Covered Person's coverage under this Program.

Pre-existing conditions shall be excluded from coverage for a period of 12 months following the effective date of coverage under this program unless stipulated by State or Federal regulation. A Covered Person must be continuously insured. The maximum amount payable for a Pre-existing condition is $10,000." See Study USA-HealthCare's complete list of exclusions.
   
Foreign Student Emergency Medical Health Insurance

Does Study USA-HealthCare cover pregnancy?

Foreign Student Emergency Medical Health Insurance Yes, it covers the pregnancy of an Insured student or enrolled Spouse if the pregnancy begins during the coverage period. It does not cover the pregnancy of a dependent child.
   
Foreign Student Emergency Medical Health Insurance

What should I do if I want to change the policy effective date after I have submitted my Enrollment online?
Foreign Student Emergency Medical Health Insurance Please send any corrections to us in writing by email, fax or mail and we will confirm the changes. When sending correspondence, please include a daytime phone number and reference your Online Order Transaction number.


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